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investment property lenders · HMDA 2023–2025

Investment property lenders in Jefferson County, Alabama

Fat Boy Data analyzed investment property mortgage activity in Jefferson County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,548 applications were decided by 295 lenders between 2023 and 2025.

Jefferson County at a glance

295Active lenders42 with 20+ decisions
87.9%Market approval rate3,119 of 3,548 decided
$115KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,903 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County87.9%Alabama88.5%All 616 counties87.5%
Typical loan compared
Jefferson County$115KAlabama$165KAll 616 counties$255K

What the data shows

FirstBank made the most investment property mortgages in Jefferson County, AL, 172 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 52.

The typical investment property mortgage here is $115K, 30% smaller than the Alabama typical of $165K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 30% approved of 57Rpe Home Inc.: 35% approved of 31Navy Federal Credit Union: 55% approved of 22Wells Fargo Bank, National Association: 63% approved of 27Deephaven Mortgage LLC: 68% approved of 22Cv3 Financial Services, LLC: 69% approved of 29Neighborhood Loans, Inc.: 77% approved of 139Loan Funder LLC: 77% approved of 102Prosperity Home Mortgage, LLC: 79% approved of 28Kiavi Funding, Inc.: 82% approved of 186Rocket Mortgage, LLC: 82% approved of 34EvaBank: 86% approved of 36United Wholesale Mortgage, LLC: 87% approved of 226Regions Bank: 88% approved of 56Lima One Capital, LLC: 90% approved of 41Assurance Financial Group, L.L.C.: 91% approved of 47Bpl Mortgage, LLC: 92% approved of 199Guaranteed Rate, Inc.: 92% approved of 51Cadence Bank: 92% approved of 92Community Bank of Mississippi: 94% approved of 53Moria Development, Inc.: 95% approved of 164Central State Bank: 95% approved of 38Movement Mortgage, LLC: 95% approved of 41Firsttrust Home Loans, Inc.: 96% approved of 69Avadian: 96% approved of 23First Financial Bank: 96% approved of 24Securitynational Mortgage Company: 96% approved of 49SouthPoint Bank: 96% approved of 52Trustmark Bank: 96% approved of 27American Heritage Lending, LLC: 97% approved of 29Bryant Bank: 97% approved of 35The Loan Store, Inc.: 97% approved of 37Renasant Bank: 98% approved of 45FirstBank: 98% approved of 176Guild Mortgage Company LLC: 100% approved of 52River Bank & Trust: 100% approved of 49Pinnacle Bank: 100% approved of 47Dominion Financial Services, LLC: 100% approved of 46Fairway Independent Mortgage Corporation: 100% approved of 36Commerceone Bank: 100% approved of 22Crosscountry Mortgage, LLC: 100% approved of 21Cornerstone First Mortgage, Inc: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only87%196 / 22696%$85K189
2Bpl Mortgage, LLC92%183 / 19988%$75K161
3Kiavi Funding, Inc.82%152 / 18697%$135K147
4FirstBank98%173 / 17699%$135K172
5Moria Development, Inc.95%155 / 16494%$65K145

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 290 more lenders.

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Other lending data for Jefferson County

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Nearby markets

All lending in Jefferson CountyCounty overviewInvestment property purchase across AlabamaStatewideShelby CountyNearby countyTuscaloosa CountyNearby county