See which banks are actually lending near you.
Enter where you are and what you need. Fat Boy shows the lenders who actually approved that loan there — and how many borrowers took the offer.
ZIP Code Precision
Hyper-local lending data.
Local Market Intelligence
See who’s lending nearby.
Bank & Credit Benchmarking
Compare actual lender behavior.
Actionable Insights
Turn raw lending records into answers.
What Fat Boy measures
Most comparisons rank lenders by advertised rate. This ranks them by what they actually did with 17,640,080 real applications across 616 counties.
Borrower take-up is the number nobody else publishes. A lender can approve almost every application and still fund very few of them — which means the offer arrived priced so people walked away. An approval rate alone hides that completely.
Every figure is computed from federal filings, never written by a language model. Where a number cannot be derived honestly, the sentence that would have used it does not appear.