Lender profile · HMDA 2023–2025
Loandepot.Com, LLC mortgage approval rates & lending data
Loandepot.Com, LLC decided 222,234 mortgage applications and funded 169,065 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 102,533 / 118,629 | 99% | $355K | 101,609 |
| Home improvement loans | 53% | 2,711 / 5,126 | 95% | $65K | 2,566 |
| Cash-out refinance | 64% | 46,326 / 72,403 | 97% | $245K | 45,053 |
| Refinance | 76% | 10,456 / 13,728 | 96% | $395K | 10,030 |
| Investment property purchase | 91% | 7,842 / 8,651 | 99% | $275K | 7,761 |
| Investment cash-out refinance | 55% | 1,364 / 2,463 | 97% | $215K | 1,327 |
| Investment refinance | 66% | 715 / 1,086 | 97% | $365K | 697 |
| Investment home improvement | 17% | 25 / 148 | 88% | $65K | 22 |
Loandepot.Com, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 77% | $335K | 30,115 | 22,854 |
| California | 81% | $545K | 27,004 | 21,659 |
| Florida | 72% | $315K | 25,498 | 17,942 |
| Arizona | 84% | $345K | 12,198 | 10,165 |
| Illinois | 81% | $235K | 11,715 | 9,326 |
| North Carolina | 79% | $355K | 10,699 | 8,338 |
| New Jersey | 84% | $495K | 9,805 | 8,087 |
| Georgia | 71% | $335K | 8,568 | 5,956 |
| South Carolina | 77% | $285K | 6,110 | 4,660 |
| Pennsylvania | 72% | $285K | 5,650 | 3,978 |
| Colorado | 85% | $455K | 5,333 | 4,453 |
| Ohio | 74% | $175K | 5,210 | 3,771 |
| New York | 81% | $455K | 4,964 | 3,940 |
| Washington | 80% | $565K | 4,643 | 3,660 |
| Tennessee | 78% | $405K | 4,539 | 3,471 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.