Cash-out refinance lenders in Montgomery County, Alabama
Fat Boy Data analyzed cash-out refinance activity in Montgomery County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,775 applications were decided by 127 lenders between 2023 and 2025.
Montgomery County at a glance
How Montgomery County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Montgomery County, AL, 264 of them.
Alabama State Employees approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.
Lenders approved 59.4% of cash-out refinance applications in Montgomery County, AL, 5.5 percentage points below the Alabama rate of 64.9%.
The typical cash-out refinance here is $125K, 19% smaller than the Alabama typical of $155K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Montgomery County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 68% | 270 / 396 | 98% | $125K | 264 |
| 2 | MAX Credit Union | 67% | 257 / 384 | 100% | $55K | 256 |
| 3 | Guardian Credit Union | 63% | 214 / 340 | 85% | $55K | 181 |
| 4 | Amerisave Mortgage Corporation | 18% | 31 / 176 | 100% | $75K | 31 |
| 5 | Carrington Mortgage Services, LLC | 40% | 49 / 124 | 84% | $155K | 41 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 122 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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