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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Morgan County, Alabama

Fat Boy Data analyzed cash-out refinance activity in Morgan County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,571 applications were decided by 135 lenders between 2023 and 2025.

Morgan County at a glance

135Active lenders19 with 20+ decisions
66.6%Market approval rate1,047 of 1,571 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up985 loans funded

How Morgan County compares

Approval rate compared
Morgan County66.6%Alabama64.9%All 616 counties68.2%
Typical loan compared
Morgan County$145KAlabama$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Morgan County, AL, 272 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 83% of 338.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 24% approved of 25Amerisave Mortgage Corporation: 28% approved of 106Lakeview Loan Servicing, LLC: 30% approved of 20New Day Financial, LLC: 31% approved of 48Family Security Credit Union: 31% approved of 32Regions Bank: 42% approved of 31Carrington Mortgage Services, LLC: 54% approved of 48Loandepot.Com, LLC: 61% approved of 56Newrez LLC: 62% approved of 50Pennymac Loan Services, LLC: 64% approved of 55Redstone Federal Credit Union: 69% approved of 90United Wholesale Mortgage, LLC: 69% approved of 85Wells Fargo Bank, National Association: 70% approved of 23Village Capital & Investment LLC: 70% approved of 23New American Funding, LLC: 74% approved of 27GoodLeap, LLC: 76% approved of 25Nationstar Mortgage LLC: 77% approved of 43Freedom Mortgage Corporation: 77% approved of 70Rocket Mortgage, LLC: 83% approved of 338

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Morgan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%279 / 33897%$145K272
2Amerisave Mortgage Corporation28%30 / 10697%$75K29
3Redstone Federal Credit Union69%62 / 90100%$105K62
4United Wholesale Mortgage, LLCBroker only69%59 / 8598%$225K58
5Freedom Mortgage Corporation77%54 / 7098%$185K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 130 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Morgan County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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