Investment property improvement lenders in Maricopa County, Arizona
Fat Boy Data analyzed investment home improvement loan activity in Maricopa County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,365 applications were decided by 146 lenders between 2023 and 2025.
Maricopa County at a glance
How Maricopa County compares
What the data shows
Desert Financial Credit Union made the most investment home improvement loans in Maricopa County, AZ, 548 of them.
That is 37% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Merchants Mortgage & Trust Corporation, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Maricopa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Desert Financial Credit Union | 51% | 622 / 1,229 | 88% | $105K | 548 |
| 2 | Bank of America, National Association | 12% | 22 / 180 | 100% | $105K | 22 |
| 3 | Spring Eq, LLC | 29% | 49 / 169 | 88% | $85K | 43 |
| 4 | Navy Federal Credit Union | 30% | 42 / 142 | 100% | $95K | 42 |
| 5 | BMO Bank National Association | 31% | 42 / 137 | 90% | $125K | 38 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 141 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment home improvement loan lenders in Maricopa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.