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refinance lenders · HMDA 2023–2025

Refinance lenders in Arizona

Fat Boy Data analyzed mortgage refinance activity in Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 64,365 applications were decided by 636 lenders between 2023 and 2025.

Arizona at a glance

636Active lenders207 with 20+ decisions
78.0%Market approval rate50,222 of 64,365 decided
$385KTypical loanmedian lender, $10K brackets
92%Borrower take-up46,243 loans funded

How Arizona compares

Approval rate compared
Arizona78.0%All 616 counties76.5%
Typical loan compared
Arizona$385KAll 616 counties$295K

What the data shows

Desert Financial Credit Union made the most mortgage refinances in Arizona, 4,447 of them.

V.I.P. Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 457.

The typical mortgage refinance here is $385K, 31% larger than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 13% approved of 272Amerisave Mortgage Corporation: 14% approved of 180Discover Bank: 34% approved of 1,419Mortgage Research Center, LLC: 46% approved of 764Spring Eq, LLC: 47% approved of 587Carrington Mortgage Services, LLC: 48% approved of 255Mountain America Federal Credit Union: 49% approved of 1,120Lakeview Loan Servicing, LLC: 50% approved of 1,841Comerica Bank: 53% approved of 193Third Federal Savings And Loan Association Of Cleveland: 58% approved of 174Navy Federal Credit Union: 63% approved of 222Alliant Credit Union: 65% approved of 216Pentagon Federal Credit Union: 66% approved of 223Bank of America, National Association: 66% approved of 1,720PNC Bank, National Association: 68% approved of 783Homebridge Financial Services, Inc.: 68% approved of 199OneAZ Credit Union: 70% approved of 383American Pacific Mortgage Corporation: 71% approved of 235UMB Bank, National Association: 71% approved of 197Desert Financial Credit Union: 73% approved of 6,761Zions Bancorporation, N.A.: 73% approved of 985Newrez LLC: 73% approved of 965Loandepot.Com, LLC: 74% approved of 514Wells Fargo Bank, National Association: 75% approved of 363Onity Mortgage Corporation: 77% approved of 391Royal United Mortgage LLC: 78% approved of 212Nova Financial & Investment Corporation: 78% approved of 727Arizona Financial Credit Union: 79% approved of 1,105AMERICA FIRST Federal Credit Union: 80% approved of 591Rocket Mortgage, LLC: 80% approved of 3,998U.S. Bank National Association: 83% approved of 565New American Funding, LLC: 84% approved of 242Ladera Lending, Inc.: 84% approved of 201Bell Bank: 85% approved of 385Nationstar Mortgage LLC: 86% approved of 532United Wholesale Mortgage, LLC: 86% approved of 10,278Planet Home Lending, LLC: 86% approved of 324Traditional Mortgage Acceptance Corporation: 87% approved of 161Amerihome Mortgage Company, LLC: 88% approved of 176Pennymac Loan Services, LLC: 88% approved of 1,463Mutual of Omaha Mortgage, Inc.: 88% approved of 711LoanUnited.com, LLC: 88% approved of 267Village Capital & Investment LLC: 89% approved of 1,027Longbridge Financial, LLC: 89% approved of 418Sun West Mortgage Company, Inc.: 89% approved of 319JPMorgan Chase Bank, National Association: 89% approved of 725Fairway Independent Mortgage Corporation: 89% approved of 782Guaranteed Rate, Inc.: 90% approved of 240Cmg Mortgage, Inc.: 90% approved of 638Finance of America Reverse LLC: 91% approved of 714The Loan Store, Inc.: 91% approved of 349Movement Mortgage, LLC: 93% approved of 171Provident Funding Associates, L.P.: 93% approved of 274Guild Mortgage Company LLC: 94% approved of 569Union Home Mortgage Corp.: 94% approved of 235Freedom Mortgage Corporation: 95% approved of 2,720Moria Development, Inc.: 96% approved of 387Crosscountry Mortgage, LLC: 97% approved of 894Paramount Residential Mortgage Group, Inc.: 97% approved of 191V.I.P. Mortgage, Inc.: 98% approved of 457

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Arizona

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%8,838 / 10,27896%$425K8,472
2Desert Financial Credit Union73%4,916 / 6,76190%$135K4,447
3Rocket Mortgage, LLC80%3,212 / 3,99894%$385K3,023
4Freedom Mortgage Corporation95%2,584 / 2,72078%$395K2,024
5Lakeview Loan Servicing, LLC50%919 / 1,84151%$425K467

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 631 more lenders.

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Other lending data for Arizona

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Counties in Arizona

Maricopa CountyCountyPima CountyCountyPinal CountyCountyYavapai CountyCountyMohave CountyCountyYuma CountyCountyCoconino CountyCountyCochise CountyCountyNavajo CountyCounty