refinance lenders · HMDA 2023–2025

Refinance lenders in Washington County, Arkansas

Fat Boy Data analyzed mortgage refinance activity in Washington County, Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,079 applications were decided by 174 lenders between 2023 and 2025.

Washington County at a glance

174Active lenders27 with 20+ decisions
81.9%Market approval rate1,703 of 2,079 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,607 loans funded

How Washington County compares

Approval rate compared
Washington County81.9%Arkansas79.7%All 616 counties76.5%
Typical loan compared
Washington County$205KArkansas$225KAll 616 counties$295K

What the data shows

Arvest Bank made the most mortgage refinances in Washington County, AR, 477 of them.

That is 30% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

First Security Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 48.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 43% approved of 30Bank OZK: 57% approved of 21Bank of America, National Association: 58% approved of 26Mortgage Research Center, LLC: 59% approved of 37Regions Bank: 63% approved of 27BOKF, National Association: 71% approved of 21First Horizon Bank: 74% approved of 38Lakeview Loan Servicing, LLC: 77% approved of 26United Federal Credit Union: 77% approved of 35Centennial Bank: 77% approved of 22Pennymac Loan Services, LLC: 78% approved of 58Newrez LLC: 78% approved of 27Village Capital & Investment LLC: 80% approved of 20Arvest Bank: 81% approved of 600The Farmers & Merchants Bank: 81% approved of 32Generations Bank: 85% approved of 20Rocket Mortgage, LLC: 88% approved of 133Arkansas Federal Credit Union: 90% approved of 29Signature Bank of Arkansas: 90% approved of 30Legacy Bank: 92% approved of 25Flat Branch Mortgage, Inc.: 94% approved of 31United Wholesale Mortgage, LLC: 94% approved of 68Encore Bank: 95% approved of 20Gateway First Bank: 96% approved of 25Freedom Mortgage Corporation: 96% approved of 57First Security Bank: 100% approved of 48Priority Bank: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Arvest Bank81%485 / 60098%$155K477
2Rocket Mortgage, LLC88%117 / 13391%$285K107
3United Wholesale Mortgage, LLCBroker only94%64 / 6891%$305K58
4Pennymac Loan Services, LLC78%45 / 5891%$305K41
5Freedom Mortgage Corporation96%55 / 5775%$275K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 169 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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