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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Butte County, California

Fat Boy Data analyzed investment property refinance activity in Butte County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 122 applications were decided by 57 lenders between 2023 and 2025.

Butte County at a glance

57Active lenders0 with 20+ decisions
71.3%Market approval rate87 of 122 decided
$245KTypical loanmedian lender, $10K brackets
90%Borrower take-up78 loans funded

How Butte County compares

Approval rate compared
Butte County71.3%California76.8%All 616 counties77.7%
Typical loan compared
Butte County$245KCalifornia$555KAll 616 counties$235K

What the data shows

Sierra Central Credit Union made the most investment property refinances in Butte County, CA, 10 of them.

Lenders approved 71.3% of investment property refinance applications in Butte County, CA, 5.5 percentage points below the California rate of 76.8%.

The typical investment property refinance here is $245K, 56% smaller than the California typical of $555K.

Investment property refinance lenders in Butte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Sierra Central Credit UnionLimited sample56%10 / 18100%$65K10
2United Wholesale Mortgage, LLCBroker only73%8 / 1188%$345K7
3Rocket Mortgage, LLCLimited sample56%5 / 9100%$225K5
4The Loan Store, Inc.Limited sample86%6 / 7100%$275K6
5JPMorgan Chase Bank, National AssociationLimited sample100%4 / 4100%$245K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 52 more lenders.

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