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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Los Angeles County, California

Fat Boy Data analyzed cash-out refinance activity in Los Angeles County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 68,446 applications were decided by 549 lenders between 2023 and 2025.

Los Angeles County at a glance

549Active lenders212 with 20+ decisions
70.5%Market approval rate48,226 of 68,446 decided
$265KTypical loanmedian lender, $10K brackets
93%Borrower take-up44,900 loans funded

How Los Angeles County compares

Approval rate compared
Los Angeles County70.5%California70.1%All 616 counties68.2%
Typical loan compared
Los Angeles County$265KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Los Angeles County, CA, 6,894 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 346.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 11% approved of 407New Day Financial, LLC: 16% approved of 280Network Capital Funding Corporation: 19% approved of 441Amerisave Mortgage Corporation: 20% approved of 2,525Carrington Mortgage Services, LLC: 31% approved of 1,004Newrez LLC: 37% approved of 2,151Spring Eq, LLC: 38% approved of 784BMO Bank National Association: 41% approved of 772Wells Fargo Bank, National Association: 44% approved of 670Credit Union of Southern California: 47% approved of 618Hometown Equity Mortgage, LLC: 55% approved of 676Navy Federal Credit Union: 56% approved of 480Kind Lending, LLC: 57% approved of 281U.S. Bank National Association: 59% approved of 895Champions Funding, LLC: 59% approved of 219Flagstar Bank, National Association: 61% approved of 945Loandepot.Com, LLC: 63% approved of 1,159City National Bank: 64% approved of 371Plaza Home Mortgage, Inc.: 65% approved of 262Pennymac Loan Services, LLC: 67% approved of 955Orange County's Federal Credit Union: 68% approved of 501Freedom Mortgage Corporation: 68% approved of 428Quorum Federal Credit Union: 69% approved of 639New American Funding, LLC: 70% approved of 732Sun West Mortgage Company, Inc.: 70% approved of 397Citibank, National Association: 71% approved of 275GoodLeap, LLC: 72% approved of 662Angel Oak Mortgage Solutions LLC: 73% approved of 238Change Lending, LLC: 73% approved of 475Logix Federal Credit Union: 75% approved of 2,200Nationstar Mortgage LLC: 76% approved of 764East West Bank: 76% approved of 215United Wholesale Mortgage, LLC: 76% approved of 7,653The First Financial Federal Credit Union: 76% approved of 326NORTHROP GRUMMAN Federal Credit Union: 77% approved of 549Guaranteed Rate, Inc.: 77% approved of 251Rocket Mortgage, LLC: 77% approved of 9,186Vista Point Mortgage, LLC: 80% approved of 666JPMorgan Chase Bank, National Association: 80% approved of 1,096Bank of America, National Association: 81% approved of 275Firefighters First Federal Credit Union: 81% approved of 248Nations Direct Mortgage, LLC: 82% approved of 293Home Mortgage Alliance Corporation (Hmac): 82% approved of 542Fundloans Capital: 82% approved of 257Nexera Holding LLC: 84% approved of 255Schoolsfirst: 86% approved of 1,987Amwest Funding Corp.: 88% approved of 2,143Ocmbc, Inc.: 90% approved of 1,699Kinecta: 90% approved of 1,454Citadel Servicing Corporation: 92% approved of 210Crosscountry Mortgage, LLC: 94% approved of 247Oaktree Funding Corp.: 94% approved of 250Cake Mortgage Corp.: 94% approved of 625Royal Pacific Funding Corp.: 96% approved of 445Flexpoint, Inc.: 96% approved of 291F&A Federal Credit Union: 96% approved of 353Coastal Community Bank: 99% approved of 253New Wave Lending Group Inc: 100% approved of 216Val-Chris Investments, Inc.: 100% approved of 346Emet Lending Group, Inc.: 100% approved of 231

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Los Angeles County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%7,102 / 9,18697%$175K6,894
2United Wholesale Mortgage, LLCBroker only76%5,827 / 7,65397%$265K5,662
3Amerisave Mortgage Corporation20%502 / 2,52597%$115K489
4Logix Federal Credit Union75%1,645 / 2,20095%$155K1,562
5Newrez LLC37%791 / 2,15198%$115K774

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 544 more lenders.

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Other lending data for Los Angeles County

Mortgage lenders in Los Angeles CountyHome improvement loans in Los Angeles CountyRefinance in Los Angeles CountyInvestment property purchase in Los Angeles CountyInvestment cash-out refinance in Los Angeles CountyInvestment refinance in Los Angeles CountyInvestment home improvement in Los Angeles County

Nearby markets

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