HomeCaliforniaSan Luis Obispo CountyInvestment property purchase
investment property lenders · HMDA 2023–2025

Investment property lenders in San Luis Obispo County, California

Fat Boy Data analyzed investment property mortgage activity in San Luis Obispo County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,328 applications were decided by 202 lenders between 2023 and 2025.

San Luis Obispo County at a glance

202Active lenders16 with 20+ decisions
90.6%Market approval rate1,203 of 1,328 decided
$525KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,146 loans funded

How San Luis Obispo County compares

Approval rate compared
San Luis Obispo County90.6%California88.0%All 616 counties87.5%
Typical loan compared
San Luis Obispo County$525KCalifornia$535KAll 616 counties$255K

What the data shows

Guaranteed Rate, Inc. made the most investment property mortgages in San Luis Obispo County, CA, 97 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Wells Fargo Bank, National Association: 74% approved of 27Sesloc: 75% approved of 24U.S. Bank National Association: 77% approved of 31Bank of America, National Association: 83% approved of 29Kind Lending, LLC: 90% approved of 42Loandepot.Com, LLC: 91% approved of 33United Wholesale Mortgage, LLC: 91% approved of 105Pennymac Loan Services, LLC: 91% approved of 35JPMorgan Chase Bank, National Association: 92% approved of 37Kiavi Funding, Inc.: 92% approved of 39Rocket Mortgage, LLC: 93% approved of 54Guaranteed Rate, Inc.: 94% approved of 107Murphy Bank: 97% approved of 34Coastal Funding Slc, Inc.: 98% approved of 66Crosscountry Mortgage, LLC: 100% approved of 55The Loan Store, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in San Luis Obispo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.94%101 / 10796%$515K97
2United Wholesale Mortgage, LLCBroker only91%96 / 105100%$525K96
3Coastal Funding Slc, Inc.98%65 / 66100%$545K65
4Crosscountry Mortgage, LLC100%55 / 55100%$485K55
5Rocket Mortgage, LLC93%50 / 54100%$445K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 197 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in San Luis Obispo County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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