Investment property refinance lenders in Santa Barbara County, California
Fat Boy Data analyzed investment property refinance activity in Santa Barbara County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 367 applications were decided by 109 lenders between 2023 and 2025.
Santa Barbara County at a glance
How Santa Barbara County compares
What the data shows
Montecito Bank & Trust made the most investment property refinances in Santa Barbara County, CA, 14 of them.
The typical investment property refinance here is $635K, 14% larger than the California typical of $555K.
Investment property refinance lenders in Santa Barbara County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 50% | 12 / 24 | 100% | $495K | 12 |
| 2 | Montecito Bank & TrustLimited sample | 82% | 14 / 17 | 100% | $635K | 14 |
| 3 | A&D Mortgage LLCLimited sample | 0% | 0 / 15 | — | — | 0 |
| 4 | Guaranteed Rate, Inc.Limited sample | 86% | 12 / 14 | 100% | $755K | 12 |
| 5 | U.S. Bank National AssociationLimited sample | 75% | 9 / 12 | 100% | $1M | 9 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 104 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment property refinance lenders in Santa Barbara County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.