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investment property lenders · HMDA 2023–2025

Investment property lenders in Santa Clara County, California

Fat Boy Data analyzed investment property mortgage activity in Santa Clara County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,158 applications were decided by 236 lenders between 2023 and 2025.

Santa Clara County at a glance

236Active lenders32 with 20+ decisions
90.5%Market approval rate2,859 of 3,158 decided
$925KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,767 loans funded

How Santa Clara County compares

Approval rate compared
Santa Clara County90.5%California88.0%All 616 counties87.5%
Typical loan compared
Santa Clara County$925KCalifornia$535KAll 616 counties$255K

What the data shows

Conventus LLC made the most investment property mortgages in Santa Clara County, CA, 393 of them.

Conventus LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 393.

The typical investment property mortgage here is $925K, 73% larger than the California typical of $535K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%BMO Bank National Association: 69% approved of 52Bank of America, National Association: 78% approved of 111Rocket Mortgage, LLC: 79% approved of 183U.S. Bank National Association: 80% approved of 93Kind Lending, LLC: 81% approved of 27United Wholesale Mortgage, LLC: 82% approved of 94The Golden 1: 85% approved of 20Axos Bank: 86% approved of 21Wells Fargo Bank, National Association: 89% approved of 161JPMorgan Chase Bank, National Association: 89% approved of 90Citibank, National Association: 89% approved of 45Morgan Stanley Private Bank, National Association: 89% approved of 27Pennymac Loan Services, LLC: 90% approved of 41Amwest Funding Corp.: 93% approved of 41East West Bank: 94% approved of 66PNC Bank, National Association: 94% approved of 50Kiavi Funding, Inc.: 94% approved of 223Citadel Servicing Corporation: 95% approved of 20Change Lending, LLC: 96% approved of 23Hsbc Bank USA, N.A.tional Association: 96% approved of 113NexBank: 97% approved of 29Crosscountry Mortgage, LLC: 97% approved of 33The Loan Store, Inc.: 98% approved of 51Conventus LLC: 100% approved of 393Googain, Inc.: 100% approved of 61General Mortgage Capital Corporation: 100% approved of 56Insignia Capital Corp.: 100% approved of 52Genesis Capital, LLC: 100% approved of 38Resicentral, LLC: 100% approved of 32First Bridge Funding, Inc.: 100% approved of 31Nmsi, Inc.: 100% approved of 25Fidelity Lending Solutions, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Santa Clara County

LenderApprovalApprovedTaken upTypical loanLoans made
1Conventus LLC100%393 / 393100%$1.17M393
2Kiavi Funding, Inc.94%210 / 22398%$1.19M205
3Rocket Mortgage, LLC79%145 / 18397%$735K140
4Wells Fargo Bank, National Association89%143 / 16199%$905K142
5Hsbc Bank USA, N.A.tional Association96%109 / 11399%$985K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 231 more lenders.

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Other lending data for Santa Clara County

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