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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Sonoma County, California

Fat Boy Data analyzed investment property refinance activity in Sonoma County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 564 applications were decided by 125 lenders between 2023 and 2025.

Sonoma County at a glance

125Active lenders4 with 20+ decisions
65.4%Market approval rate369 of 564 decided
$525KTypical loanmedian lender, $10K brackets
92%Borrower take-up341 loans funded

How Sonoma County compares

Approval rate compared
Sonoma County65.4%California76.8%All 616 counties77.7%
Typical loan compared
Sonoma County$525KCalifornia$555KAll 616 counties$235K

What the data shows

Rocket Mortgage, LLC made the most investment property refinances in Sonoma County, CA, 16 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 74% of 23.

Lenders approved 65.4% of investment property refinance applications in Sonoma County, CA, 11.4 percentage points below the California rate of 76.8%.

Investment property refinance lenders in Sonoma County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Republic Bank6%6 / 99100%$455K6
2United Wholesale Mortgage, LLCBroker only76%28 / 3793%$425K26
3Homexpress Mortgage Corp.Broker only53%16 / 30100%$645K16
4Rocket Mortgage, LLC74%17 / 2394%$405K16
5RedwoodLimited sample79%15 / 1993%$175K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 120 more lenders.

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