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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Broward County, Florida

Fat Boy Data analyzed investment home improvement loan activity in Broward County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,290 applications were decided by 124 lenders between 2023 and 2025.

Broward County at a glance

124Active lenders15 with 20+ decisions
39.8%Market approval rate514 of 1,290 decided
$115KTypical loanmedian lender, $10K brackets
86%Borrower take-up444 loans funded

How Broward County compares

Approval rate compared
Broward County39.8%Florida44.9%All 616 counties51.2%
Typical loan compared
Broward County$115KFlorida$145KAll 616 counties$115K

What the data shows

Space Coast Credit Union made the most investment home improvement loans in Broward County, FL, 58 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 69% of 71.

Lenders approved 39.8% of investment home improvement loan applications in Broward County, FL, 5.1 percentage points below the Florida rate of 44.9%.

The typical investment home improvement loan here is $115K, 21% smaller than the Florida typical of $145K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Fifth Third Bank, National Association: 0% approved of 20U.S. Bank National Association: 5% approved of 20Bank of America, National Association: 6% approved of 102Spring Eq, LLC: 14% approved of 57Navy Federal Credit Union: 21% approved of 58Citizens Bank, National Association: 24% approved of 46PNC Bank, National Association: 28% approved of 32TD Bank, National Association: 29% approved of 148Amerant Bank, National Association: 38% approved of 24Space Coast Credit Union: 43% approved of 166Kind Lending, LLC: 43% approved of 21The Loan Store, Inc.: 56% approved of 32Deephaven Mortgage LLC: 58% approved of 74Homebridge Financial Services, Inc.: 69% approved of 71Figure Lending LLC: 70% approved of 61

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Broward County

LenderApprovalApprovedTaken upTypical loanLoans made
1Space Coast Credit Union43%71 / 16682%$105K58
2TD Bank, National Association29%43 / 148100%$125K43
3Bank of America, National Association6%6 / 102100%$65K6
4Deephaven Mortgage LLC58%43 / 7495%$245K41
5Homebridge Financial Services, Inc.69%49 / 7188%$105K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 119 more lenders.

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