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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Collier County, Florida

Fat Boy Data analyzed cash-out refinance activity in Collier County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,601 applications were decided by 275 lenders between 2023 and 2025.

Collier County at a glance

275Active lenders32 with 20+ decisions
63.5%Market approval rate2,288 of 3,601 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,147 loans funded

How Collier County compares

Approval rate compared
Collier County63.5%Florida62.2%All 616 counties68.2%
Typical loan compared
Collier County$255KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Collier County, FL, 569 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Angel Oak Mortgage Solutions LLC approved the highest share of applications among lenders with at least 20 decisions here, 91% of 33.

The typical cash-out refinance here is $255K, 31% larger than the Florida typical of $195K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%New Day Financial, LLC: 18% approved of 39Amerisave Mortgage Corporation: 18% approved of 236Lakeview Loan Servicing, LLC: 19% approved of 47Mortgage Research Center, LLC: 19% approved of 26Spring Eq, LLC: 31% approved of 32Network Capital Funding Corporation: 35% approved of 20Newrez LLC: 36% approved of 140Carrington Mortgage Services, LLC: 39% approved of 72American Financing Corporation: 39% approved of 36Wells Fargo Bank, National Association: 50% approved of 46Mutual of Omaha Mortgage, Inc.: 51% approved of 37Freedom Mortgage Corporation: 54% approved of 39Quorum Federal Credit Union: 54% approved of 26Pennymac Loan Services, LLC: 57% approved of 89Fifth Third Bank, National Association: 59% approved of 27Flagstar Bank, National Association: 60% approved of 42New American Funding, LLC: 60% approved of 45Loandepot.Com, LLC: 61% approved of 89Navy Federal Credit Union: 61% approved of 31Suncoast Credit Union: 63% approved of 91Champions Funding, LLC: 65% approved of 20Change Lending, LLC: 66% approved of 35United Wholesale Mortgage, LLC: 70% approved of 361Sun West Mortgage Company, Inc.: 70% approved of 20A&D Mortgage LLC: 74% approved of 23GoodLeap, LLC: 74% approved of 23Rocket Mortgage, LLC: 77% approved of 757Nationstar Mortgage LLC: 81% approved of 52American Pacific Mortgage Corporation: 81% approved of 47JPMorgan Chase Bank, National Association: 81% approved of 42Crosscountry Mortgage, LLC: 83% approved of 71Angel Oak Mortgage Solutions LLC: 91% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Collier County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%584 / 75797%$155K569
2United Wholesale Mortgage, LLCBroker only70%251 / 36199%$325K248
3Amerisave Mortgage Corporation18%43 / 23698%$145K42
4Newrez LLC36%50 / 14098%$155K49
5Suncoast Credit Union63%57 / 91100%$305K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 270 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Collier County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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