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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Duval County, Florida

Fat Boy Data analyzed home improvement loan activity in Duval County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,340 applications were decided by 154 lenders between 2023 and 2025.

Duval County at a glance

154Active lenders36 with 20+ decisions
56.0%Market approval rate4,112 of 7,340 decided
$75KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,777 loans funded

How Duval County compares

Approval rate compared
Duval County56.0%Florida53.6%All 616 counties62.7%
Typical loan compared
Duval County$75KFlorida$75KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Duval County, FL, 699 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 83% of 58.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 23% approved of 242Wells Fargo Bank, National Association: 25% approved of 24Spring Eq, LLC: 27% approved of 247U.S. Bank National Association: 31% approved of 346Truist Bank: 34% approved of 275Florida: 35% approved of 34Regions Bank: 39% approved of 371Bank OZK: 41% approved of 27Bank of America, National Association: 41% approved of 868Pentagon Federal Credit Union: 51% approved of 55Fifth Third Bank, National Association: 51% approved of 216Loandepot.Com, LLC: 52% approved of 21TD Bank, National Association: 53% approved of 97Rocket Mortgage, LLC: 53% approved of 38Pinnacle Bank: 53% approved of 32Third Federal Savings And Loan Association Of Cleveland: 57% approved of 168PNC Bank, National Association: 57% approved of 301Fourleaf: 61% approved of 33SouthState Bank, National Association: 61% approved of 69Ameris Bank: 61% approved of 88Citizens Bank, National Association: 62% approved of 84Synovus Bank: 64% approved of 22Navy Federal Credit Union: 64% approved of 1,107121 Financial: 65% approved of 101Figure Lending LLC: 66% approved of 262Vystar Credit Union: 68% approved of 538New American Funding, LLC: 70% approved of 20Seacoast National Bank: 73% approved of 33Valley National Bank: 73% approved of 22Nationstar Mortgage LLC: 74% approved of 35Community First Credit Union of Flo: 75% approved of 702Homebridge Financial Services, Inc.: 76% approved of 58FIRST FLORIDA Credit Union: 78% approved of 23Space Coast Credit Union: 79% approved of 29The Loan Store, Inc.: 83% approved of 58Coastal Community Bank: 98% approved of 213

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Duval County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union64%714 / 1,10798%$75K699
2Bank of America, National Association41%359 / 86898%$105K352
3Community First Credit Union of Flo75%528 / 702100%$65K527
4Vystar Credit Union68%368 / 53896%$75K355
5Regions Bank39%144 / 37186%$85K124

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 149 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Duval County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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