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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Flagler County, Florida

Fat Boy Data analyzed investment home improvement loan activity in Flagler County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 106 applications were decided by 39 lenders between 2023 and 2025.

Flagler County at a glance

39Active lenders0 with 20+ decisions
44.3%Market approval rate47 of 106 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up44 loans funded

How Flagler County compares

Approval rate compared
Flagler County44.3%Florida44.9%All 616 counties51.2%
Typical loan compared
Flagler County$125KFlorida$145KAll 616 counties$115K

What the data shows

PNC Bank, National Association made the most investment home improvement loans in Flagler County, FL, 4 of them.

The typical investment home improvement loan here is $125K, 14% smaller than the Florida typical of $145K.

Investment property improvement lenders in Flagler County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National AssociationLimited sample44%4 / 9100%$385K4
2Citizens Bank, National AssociationLimited sample33%3 / 9100%$155K3
3TD Bank, National AssociationLimited sample44%4 / 9100%$125K4
4Bank of America, National AssociationLimited sample0%0 / 80
5Space Coast Credit UnionLimited sample29%2 / 7100%$45K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 34 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Flagler County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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