refinance lenders · HMDA 2023–2025

Refinance lenders in Indian River County, Florida

Fat Boy Data analyzed mortgage refinance activity in Indian River County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,286 applications were decided by 155 lenders between 2023 and 2025.

Indian River County at a glance

155Active lenders20 with 20+ decisions
69.0%Market approval rate888 of 1,286 decided
$175KTypical loanmedian lender, $10K brackets
92%Borrower take-up815 loans funded

How Indian River County compares

Approval rate compared
Indian River County69.0%Florida66.8%All 616 counties76.5%
Typical loan compared
Indian River County$175KFlorida$315KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Indian River County, FL, 99 of them.

Mutual of Omaha Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

The typical mortgage refinance here is $175K, 44% smaller than the Florida typical of $315K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 16% approved of 37Mortgage Research Center, LLC: 26% approved of 23Lakeview Loan Servicing, LLC: 33% approved of 21Third Federal Savings And Loan Association Of Cleveland: 50% approved of 24Truist Bank: 51% approved of 43Midflorida: 60% approved of 114Seacoast National Bank: 63% approved of 27Newrez LLC: 65% approved of 26TD Bank, National Association: 67% approved of 33Space Coast Credit Union: 68% approved of 28Bank of America, National Association: 70% approved of 46PNC Bank, National Association: 70% approved of 147Ithink Financial Credit Union: 77% approved of 22Rocket Mortgage, LLC: 78% approved of 99SouthState Bank, National Association: 79% approved of 24United Wholesale Mortgage, LLC: 80% approved of 87Finance of America Reverse LLC: 84% approved of 25Village Capital & Investment LLC: 86% approved of 22Freedom Mortgage Corporation: 91% approved of 64Mutual of Omaha Mortgage, Inc.: 92% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Indian River County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association70%103 / 14796%$135K99
2Midflorida60%68 / 11496%$85K65
3Rocket Mortgage, LLC78%77 / 9992%$285K71
4United Wholesale Mortgage, LLCBroker only80%70 / 8791%$325K64
5Freedom Mortgage Corporation91%58 / 6478%$315K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 150 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Indian River County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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