HomeFloridaLeon CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Leon County, Florida

Fat Boy Data analyzed cash-out refinance activity in Leon County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,504 applications were decided by 176 lenders between 2023 and 2025.

Leon County at a glance

176Active lenders26 with 20+ decisions
65.7%Market approval rate1,646 of 2,504 decided
$125KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,531 loans funded

How Leon County compares

Approval rate compared
Leon County65.7%Florida62.2%All 616 counties68.2%
Typical loan compared
Leon County$125KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Leon County, FL, 441 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical cash-out refinance here is $125K, 36% smaller than the Florida typical of $195K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 19% approved of 131Mortgage Research Center, LLC: 19% approved of 31Carrington Mortgage Services, LLC: 39% approved of 120New Day Financial, LLC: 42% approved of 43Vystar Credit Union: 44% approved of 98Newrez LLC: 44% approved of 50Mutual of Omaha Mortgage, Inc.: 52% approved of 27Navy Federal Credit Union: 54% approved of 24Envision Credit Union: 57% approved of 23GoodLeap, LLC: 58% approved of 31Wells Fargo Bank, National Association: 61% approved of 44American Financing Corporation: 62% approved of 26Loandepot.Com, LLC: 66% approved of 88Freedom Mortgage Corporation: 67% approved of 52Nationstar Mortgage LLC: 68% approved of 60Addition Financial: 70% approved of 23United Wholesale Mortgage, LLC: 71% approved of 140Pennymac Loan Services, LLC: 71% approved of 55Capital City Home Loans, LLC: 72% approved of 25Gulf Winds Credit Union: 77% approved of 26First Commerce: 77% approved of 145Rocket Mortgage, LLC: 78% approved of 584FIRST FLORIDA Credit Union: 84% approved of 32Campus USA Credit Union: 87% approved of 55Towne Mortgage Company: 100% approved of 24Movement Mortgage, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Leon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%457 / 58496%$125K441
2First Commerce77%112 / 14588%$85K99
3United Wholesale Mortgage, LLCBroker only71%99 / 14094%$215K93
4Amerisave Mortgage Corporation19%25 / 13196%$65K24
5Carrington Mortgage Services, LLC39%47 / 12074%$165K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 171 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Leon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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