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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Pasco County, Florida

Fat Boy Data analyzed investment home improvement loan activity in Pasco County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 236 applications were decided by 56 lenders between 2023 and 2025.

Pasco County at a glance

56Active lenders1 with 20+ decisions
46.2%Market approval rate109 of 236 decided
$95KTypical loanmedian lender, $10K brackets
91%Borrower take-up99 loans funded

How Pasco County compares

Approval rate compared
Pasco County46.2%Florida44.9%All 616 counties51.2%
Typical loan compared
Pasco County$95KFlorida$145KAll 616 counties$115K

What the data shows

Homebridge Financial Services, Inc. made the most investment home improvement loans in Pasco County, FL, 15 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 82% of 22.

The typical investment home improvement loan here is $95K, 34% smaller than the Florida typical of $145K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Pasco County

LenderApprovalApprovedTaken upTypical loanLoans made
1Homebridge Financial Services, Inc.82%18 / 2283%$75K15
2Navy Federal Credit UnionLimited sample24%4 / 17100%$35K4
3TD Bank, National AssociationLimited sample24%4 / 17100%$125K4
4Fifth Third Bank, National AssociationLimited sample27%4 / 15100%$205K4
5Deephaven Mortgage LLCLimited sample31%4 / 13100%$265K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 51 more lenders.

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