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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Muscogee County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Muscogee County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,210 applications were decided by 115 lenders between 2023 and 2025.

Muscogee County at a glance

115Active lenders21 with 20+ decisions
58.7%Market approval rate1,297 of 2,210 decided
$145KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,195 loans funded

How Muscogee County compares

Approval rate compared
Muscogee County58.7%Georgia64.2%All 616 counties68.2%
Typical loan compared
Muscogee County$145KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Muscogee County, GA, 314 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 81% of 53.

Lenders approved 58.7% of cash-out refinance applications in Muscogee County, GA, 5.5 percentage points below the Georgia rate of 64.2%.

The typical cash-out refinance here is $145K, 26% smaller than the Georgia typical of $195K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 14% approved of 66Lakeview Loan Servicing, LLC: 24% approved of 29Amerisave Mortgage Corporation: 27% approved of 199American Financing Corporation: 28% approved of 25Center Parc Credit Union: 36% approved of 28Carrington Mortgage Services, LLC: 43% approved of 103Navy Federal Credit Union: 46% approved of 59Wells Fargo Bank, National Association: 46% approved of 39Newrez LLC: 47% approved of 83New Day Financial, LLC: 48% approved of 147Village Capital & Investment LLC: 48% approved of 54Loandepot.Com, LLC: 49% approved of 75New American Funding, LLC: 51% approved of 39Pennymac Loan Services, LLC: 65% approved of 49GoodLeap, LLC: 69% approved of 49The Federal Savings Bank: 70% approved of 27Freedom Mortgage Corporation: 71% approved of 99Rocket Mortgage, LLC: 74% approved of 444United Wholesale Mortgage, LLC: 75% approved of 151Synovus Bank: 75% approved of 24Nationstar Mortgage LLC: 81% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Muscogee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%330 / 44495%$125K314
2Amerisave Mortgage Corporation27%53 / 19996%$65K51
3United Wholesale Mortgage, LLCBroker only75%113 / 15199%$225K112
4New Day Financial, LLC48%70 / 14786%$195K60
5Carrington Mortgage Services, LLC43%44 / 10384%$155K37

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 110 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Muscogee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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