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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Paulding County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Paulding County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,143 applications were decided by 213 lenders between 2023 and 2025.

Paulding County at a glance

213Active lenders31 with 20+ decisions
70.6%Market approval rate2,924 of 4,143 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,768 loans funded

How Paulding County compares

Approval rate compared
Paulding County70.6%Georgia64.2%All 616 counties68.2%
Typical loan compared
Paulding County$185KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Paulding County, GA, 877 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The Federal Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 33.

Lenders approved 70.6% of cash-out refinance applications in Paulding County, GA, 6.4 percentage points above the Georgia rate of 64.2%.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 24% approved of 38Lakeview Loan Servicing, LLC: 32% approved of 66Amerisave Mortgage Corporation: 36% approved of 292New Day Financial, LLC: 38% approved of 60American Financing Corporation: 45% approved of 157Carrington Mortgage Services, LLC: 49% approved of 154Center Parc Credit Union: 50% approved of 22Newrez LLC: 53% approved of 137Mutual of Omaha Mortgage, Inc.: 53% approved of 45Village Capital & Investment LLC: 54% approved of 41Navy Federal Credit Union: 55% approved of 60Wells Fargo Bank, National Association: 58% approved of 66Spring Eq, LLC: 59% approved of 29New American Funding, LLC: 62% approved of 73Loandepot.Com, LLC: 68% approved of 127Pennymac Loan Services, LLC: 70% approved of 151Planet Home Lending, LLC: 71% approved of 21Delta Community Credit Union: 72% approved of 39Freedom Mortgage Corporation: 72% approved of 128Lge Community Credit Union: 77% approved of 22United Wholesale Mortgage, LLC: 79% approved of 234Flagstar Bank, National Association: 82% approved of 33Ithink Financial Credit Union: 83% approved of 30GoodLeap, LLC: 85% approved of 39Rocket Mortgage, LLC: 85% approved of 1,073Nationstar Mortgage LLC: 88% approved of 121Top Flite Financial, Inc.: 90% approved of 20JPMorgan Chase Bank, National Association: 92% approved of 24Sun West Mortgage Company, Inc.: 92% approved of 24Crosscountry Mortgage, LLC: 92% approved of 37The Federal Savings Bank: 94% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Paulding County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%914 / 1,07396%$175K877
2Amerisave Mortgage Corporation36%104 / 29298%$95K102
3United Wholesale Mortgage, LLCBroker only79%185 / 23497%$245K180
4American Financing Corporation45%70 / 15781%$215K57
5Carrington Mortgage Services, LLC49%76 / 15479%$225K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 208 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Paulding County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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