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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Cook County, Illinois

Fat Boy Data analyzed investment property refinance activity in Cook County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,659 applications were decided by 325 lenders between 2023 and 2025.

Cook County at a glance

325Active lenders41 with 20+ decisions
77.5%Market approval rate2,835 of 3,659 decided
$225KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,668 loans funded

How Cook County compares

Approval rate compared
Cook County77.5%Illinois81.4%All 616 counties77.7%
Typical loan compared
Cook County$225KIllinois$165KAll 616 counties$235K

What the data shows

Loan Funder LLC made the most investment property refinances in Cook County, IL, 323 of them.

American Commercial Bank & Trust, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical investment property refinance here is $225K, 36% larger than the Illinois typical of $165K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 3% approved of 32Neighborhood Loans, Inc.: 27% approved of 30Fifth Third Bank, National Association: 33% approved of 55Rpe Home Inc.: 33% approved of 24Lendingone, LLC: 35% approved of 34The Huntington National Bank: 36% approved of 53Temple View Capital Funding, Lp: 41% approved of 29Newrez LLC: 42% approved of 33Royal United Mortgage LLC: 48% approved of 25Deephaven Mortgage LLC: 52% approved of 23Hometown Equity Mortgage, LLC: 52% approved of 21Bank of America, National Association: 53% approved of 32U.S. Bank National Association: 53% approved of 32Homexpress Mortgage Corp.: 57% approved of 28Wells Fargo Bank, National Association: 57% approved of 47Loandepot.Com, LLC: 59% approved of 29Ocmbc, Inc.: 59% approved of 27Old National Bank: 64% approved of 69United Wholesale Mortgage, LLC: 67% approved of 118Pennymac Loan Services, LLC: 72% approved of 29Rocket Mortgage, LLC: 74% approved of 78Corevest American Finance Lender LLC: 75% approved of 24Lima One Capital, LLC: 76% approved of 38Foundation Mortgage Corporation: 81% approved of 31Kiavi Funding, Inc.: 81% approved of 214Union Home Mortgage Corp.: 83% approved of 36JPMorgan Chase Bank, National Association: 85% approved of 112Guaranteed Rate, Inc.: 87% approved of 63American Heritage Lending, LLC: 88% approved of 32Barrington Bank & Trust Company, National Association: 89% approved of 28Bpl Mortgage, LLC: 90% approved of 127The Loan Store, Inc.: 91% approved of 88Citadel Servicing Corporation: 91% approved of 22Loan Funder LLC: 96% approved of 345First Eagle Bancshares, Inc.: 96% approved of 25Rf Renovo Management Company, LLC: 98% approved of 109Wintrust Bank, National Association: 98% approved of 55Crosscountry Mortgage, LLC: 98% approved of 62Dominion Financial Services, LLC: 100% approved of 45American Commercial Bank & Trust, National Association: 100% approved of 27Northbrook Bank and Trust Company, National Association: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Cook County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC96%330 / 34598%$175K323
2Kiavi Funding, Inc.81%173 / 21499%$155K171
3Bpl Mortgage, LLC90%114 / 12777%$155K88
4United Wholesale Mortgage, LLCBroker only67%79 / 11897%$225K77
5JPMorgan Chase Bank, National Association85%95 / 11296%$315K91

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 320 more lenders.

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Other lending data for Cook County

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