HomeIllinoisMcHenry CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in McHenry County, Illinois

Fat Boy Data analyzed investment cash-out refinance activity in McHenry County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 181 applications were decided by 77 lenders between 2023 and 2025.

McHenry County at a glance

77Active lenders1 with 20+ decisions
75.7%Market approval rate137 of 181 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up130 loans funded

How McHenry County compares

Approval rate compared
McHenry County75.7%Illinois73.9%All 616 counties73.1%
Typical loan compared
McHenry County$165KIllinois$185KAll 616 counties$205K

What the data shows

Guaranteed Rate, Inc. made the most investment cash-out refinances in McHenry County, IL, 8 of them.

The typical investment cash-out refinance here is $165K, 11% smaller than the Illinois typical of $185K.

Investment property cash-out lenders in McHenry County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%15 / 21100%$155K15
2Rocket Mortgage, LLCLimited sample70%7 / 10100%$195K7
3Guaranteed Rate, Inc.Limited sample89%8 / 9100%$185K8
4Loan Funder LLCLimited sample89%8 / 988%$165K7
5Bpl Mortgage, LLCLimited sample100%7 / 786%$155K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 72 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in McHenry County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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