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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Sangamon County, Illinois

Fat Boy Data analyzed investment property refinance activity in Sangamon County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 392 applications were decided by 40 lenders between 2023 and 2025.

Sangamon County at a glance

40Active lenders6 with 20+ decisions
96.4%Market approval rate378 of 392 decided
$105KTypical loanmedian lender, $10K brackets
99%Borrower take-up375 loans funded

How Sangamon County compares

Approval rate compared
Sangamon County96.4%Illinois81.4%All 616 counties77.7%
Typical loan compared
Sangamon County$105KIllinois$165KAll 616 counties$235K

What the data shows

INB, National Association made the most investment property refinances in Sangamon County, IL, 92 of them.

Bank of Springfield approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.

Lenders approved 96.4% of investment property refinance applications in Sangamon County, IL, 15.0 percentage points above the Illinois rate of 81.4%.

The typical investment property refinance here is $105K, 36% smaller than the Illinois typical of $165K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%United Community Bank: 97% approved of 32INB, National Association: 98% approved of 95Alliance Community Bank: 98% approved of 58Bank of Springfield: 100% approved of 46West Central Bank: 100% approved of 32Warren-Boynton State Bank: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Sangamon County

LenderApprovalApprovedTaken upTypical loanLoans made
1INB, National Association98%93 / 9599%$55K92
2Alliance Community Bank98%57 / 58100%$105K57
3Bank of Springfield100%46 / 46100%$65K46
4United Community Bank97%31 / 32100%$105K31
5West Central Bank100%32 / 32100%$145K32

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 35 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Sangamon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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