Investment property cash-out lenders in St. Clair County, Illinois
Fat Boy Data analyzed investment cash-out refinance activity in St. Clair County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 249 applications were decided by 76 lenders between 2023 and 2025.
St. Clair County at a glance
How St. Clair County compares
What the data shows
FCB Banks made the most investment cash-out refinances in St. Clair County, IL, 27 of them.
FCB Banks approved the highest share of applications among lenders with at least 20 decisions here, 93% of 29.
The typical investment cash-out refinance here is $105K, 43% smaller than the Illinois typical of $185K.
Investment property cash-out lenders in St. Clair County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 72% | 21 / 29 | 100% | $75K | 21 |
| 2 | FCB Banks | 93% | 27 / 29 | 100% | $105K | 27 |
| 3 | Bank of O'FallonLimited sample | 100% | 13 / 13 | 100% | $135K | 13 |
| 4 | First FSB of MascoutahLimited sample | 100% | 13 / 13 | 100% | $155K | 13 |
| 5 | Bpl Mortgage, LLCLimited sample | 69% | 9 / 13 | 89% | $125K | 8 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 71 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in St. Clair County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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