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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Clark County, Indiana

Fat Boy Data analyzed home improvement loan activity in Clark County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,418 applications were decided by 76 lenders between 2023 and 2025.

Clark County at a glance

76Active lenders20 with 20+ decisions
71.4%Market approval rate1,012 of 1,418 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up962 loans funded

How Clark County compares

Approval rate compared
Clark County71.4%Indiana67.0%All 616 counties62.7%
Typical loan compared
Clark County$55KIndiana$55KAll 616 counties$75K

What the data shows

Centra Credit Union made the most home improvement loans in Clark County, IN, 155 of them.

L & N Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 91% of 34.

Only 2 lenders here typically write at or below $35K: Figure Lending LLC, Spring Eq, LLC.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 30% approved of 40Bank of America, National Association: 32% approved of 28U.S. Bank National Association: 42% approved of 57Fifth Third Bank, National Association: 52% approved of 146Spring Eq, LLC: 55% approved of 22Stock Yards Bank & Trust Company: 58% approved of 43First Harrison Bank: 64% approved of 39First Financial Bank: 64% approved of 42Park Federal Credit Union: 71% approved of 41Navy Federal Credit Union: 75% approved of 20PNC Bank, National Association: 75% approved of 129German American Bank: 76% approved of 119WesBanco Bank, Inc.: 77% approved of 65ONE VISION Federal Credit Union: 78% approved of 41Figure Lending LLC: 80% approved of 25First Savings Bank: 82% approved of 56Republic Bank & Trust Company: 82% approved of 80Indiana Members Credit Union: 88% approved of 26Centra Credit Union: 91% approved of 176L & N Federal Credit Union: 91% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1Centra Credit Union91%160 / 17697%$55K155
2Fifth Third Bank, National Association52%76 / 14699%$55K75
3PNC Bank, National Association75%97 / 12998%$55K95
4German American Bank76%90 / 11997%$75K87
5Republic Bank & Trust Company82%66 / 8097%$55K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 71 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Clark County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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