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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Johnson County, Indiana

Fat Boy Data analyzed home improvement loan activity in Johnson County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,155 applications were decided by 85 lenders between 2023 and 2025.

Johnson County at a glance

85Active lenders24 with 20+ decisions
67.9%Market approval rate1,464 of 2,155 decided
$65KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,386 loans funded

How Johnson County compares

Approval rate compared
Johnson County67.9%Indiana67.0%All 616 counties62.7%
Typical loan compared
Johnson County$65KIndiana$55KAll 616 counties$75K

What the data shows

Indiana Members Credit Union made the most home improvement loans in Johnson County, IN, 186 of them.

Union Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

The typical home improvement loan here is $65K, 18% larger than the Indiana typical of $55K.

Only 1 lender here typically writes at or below $35K: Financial Center First Credit Union.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 37% approved of 41Discover Bank: 37% approved of 57U.S. Bank National Association: 40% approved of 52First Merchants Bank: 47% approved of 30Spring Eq, LLC: 48% approved of 27Citizens Bank, National Association: 52% approved of 21Regions Bank: 55% approved of 51BMO Bank National Association: 56% approved of 84The Huntington National Bank: 57% approved of 270PNC Bank, National Association: 58% approved of 126Navy Federal Credit Union: 61% approved of 23Fifth Third Bank, National Association: 64% approved of 224Old National Bank: 67% approved of 48Horizon Bank: 69% approved of 217First Financial Bank: 75% approved of 102Everwise Credit Union: 79% approved of 29Figure Lending LLC: 81% approved of 31Financial Center First Credit Union: 81% approved of 21Elements Financial Federal Credit Union: 81% approved of 75Indiana Members Credit Union: 82% approved of 234Forum: 91% approved of 86Centra Credit Union: 92% approved of 38Union Savings Bank: 97% approved of 36Coastal Community Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank57%153 / 27092%$75K141
2Indiana Members Credit Union82%192 / 23497%$55K186
3Fifth Third Bank, National Association64%143 / 22495%$65K136
4Horizon Bank69%150 / 21797%$65K145
5PNC Bank, National Association58%73 / 126100%$75K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 80 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Johnson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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