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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Johnson County, Kansas

Fat Boy Data analyzed cash-out refinance activity in Johnson County, Kansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,350 applications were decided by 269 lenders between 2023 and 2025.

Johnson County at a glance

269Active lenders43 with 20+ decisions
75.5%Market approval rate4,038 of 5,350 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,884 loans funded

How Johnson County compares

Approval rate compared
Johnson County75.5%Kansas71.5%All 616 counties68.2%
Typical loan compared
Johnson County$165KKansas$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Johnson County, KS, 1,062 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

First State Bank of St. Charles, Missouri approved the highest share of applications among lenders with at least 20 decisions here, 98% of 47.

The typical cash-out refinance here is $165K, 22% larger than the Kansas typical of $135K.

Approval rate of all 43 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 34% approved of 327American Financing Corporation: 37% approved of 27Carrington Mortgage Services, LLC: 39% approved of 98New Day Financial, LLC: 39% approved of 46Mortgage Research Center, LLC: 40% approved of 43Lakeview Loan Servicing, LLC: 43% approved of 93BMO Bank National Association: 57% approved of 81Spring Eq, LLC: 59% approved of 37New American Funding, LLC: 60% approved of 45Wells Fargo Bank, National Association: 63% approved of 75Newrez LLC: 64% approved of 160Primelending, A Plainscapital Company: 66% approved of 32Commerce Bank: 68% approved of 50Quorum Federal Credit Union: 70% approved of 33Nbkc Bank: 70% approved of 67Loandepot.Com, LLC: 73% approved of 130GoodLeap, LLC: 74% approved of 57Pennymac Loan Services, LLC: 75% approved of 131Flagstar Bank, National Association: 76% approved of 123JPMorgan Chase Bank, National Association: 76% approved of 38Communityamerica Federal Credit Union: 77% approved of 171Bell Bank: 77% approved of 22Freedom Mortgage Corporation: 78% approved of 134United Wholesale Mortgage, LLC: 78% approved of 182Capitol Federal Savings Bank: 79% approved of 82Navy Federal Credit Union: 79% approved of 39Academy Bank, National Association: 82% approved of 22The Federal Savings Bank: 82% approved of 22U.S. Bank National Association: 83% approved of 104The Central Trust Bank: 83% approved of 58Nationstar Mortgage LLC: 84% approved of 147Mainstreet Federal Credit Union: 84% approved of 45Mutual of Omaha Mortgage, Inc.: 85% approved of 61Arvest Bank: 86% approved of 43Sofi Bank, N.A.tional Association: 86% approved of 22Leaderone Financial Corporation: 87% approved of 30Fairway Independent Mortgage Corporation: 87% approved of 78Rocket Mortgage, LLC: 88% approved of 1,241Bank of America, National Association: 92% approved of 26Guild Mortgage Company LLC: 94% approved of 52Jlb Corporation: 96% approved of 68First State Bank of St. Charles, Missouri: 98% approved of 47Coastal Community Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC88%1,088 / 1,24198%$135K1,062
2Amerisave Mortgage Corporation34%110 / 32798%$105K108
3United Wholesale Mortgage, LLCBroker only78%142 / 18293%$265K132
4Communityamerica Federal Credit Union77%131 / 171100%$255K131
5Newrez LLC64%102 / 16099%$105K101

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 264 more lenders.

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