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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hardin County, Kentucky

Fat Boy Data analyzed home improvement loan activity in Hardin County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,017 applications were decided by 53 lenders between 2023 and 2025.

Hardin County at a glance

53Active lenders9 with 20+ decisions
75.7%Market approval rate770 of 1,017 decided
$65KTypical loanmedian lender, $10K brackets
96%Borrower take-up741 loans funded

How Hardin County compares

Approval rate compared
Hardin County75.7%Kentucky69.2%All 616 counties62.7%
Typical loan compared
Hardin County$65KKentucky$65KAll 616 counties$75K

What the data shows

Abound Federal Credit Union made the most home improvement loans in Hardin County, KY, 305 of them.

That is 41% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

South Central Bank, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 54.

Lenders approved 75.7% of home improvement loan applications in Hardin County, KY, 6.6 percentage points above the Kentucky rate of 69.2%.

Only 1 lender here typically writes at or below $35K: West Point Bank.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 24Navy Federal Credit Union: 42% approved of 76WesBanco Bank, Inc.: 72% approved of 106PNC Bank, National Association: 76% approved of 58The Cecilian Bank: 87% approved of 100West Point Bank: 89% approved of 28Abound Federal Credit Union: 91% approved of 334South Central Bank, Inc.: 96% approved of 54Coastal Community Bank: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hardin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Abound Federal Credit Union91%305 / 334100%$65K305
2WesBanco Bank, Inc.72%76 / 10696%$85K73
3The Cecilian Bank87%87 / 10095%$55K83
4Navy Federal Credit Union42%32 / 7697%$55K31
5PNC Bank, National Association76%44 / 58100%$55K44

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 48 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Hardin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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