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refinance lenders · HMDA 2023–2025

Refinance lenders in Warren County, Kentucky

Fat Boy Data analyzed mortgage refinance activity in Warren County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,368 applications were decided by 122 lenders between 2023 and 2025.

Warren County at a glance

122Active lenders17 with 20+ decisions
85.1%Market approval rate1,164 of 1,368 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,105 loans funded

How Warren County compares

Approval rate compared
Warren County85.1%Kentucky81.3%All 616 counties76.5%
Typical loan compared
Warren County$195KKentucky$125KAll 616 counties$295K

What the data shows

South Central Bank, Inc. made the most mortgage refinances in Warren County, KY, 207 of them.

First Southern National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical mortgage refinance here is $195K, 56% larger than the Kentucky typical of $125K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 52% approved of 27Truist Bank: 65% approved of 71PNC Bank, National Association: 71% approved of 65Newrez LLC: 77% approved of 22Abound Federal Credit Union: 79% approved of 29United Wholesale Mortgage, LLC: 83% approved of 48Rocket Mortgage, LLC: 85% approved of 66Citizens Bank, National Association: 88% approved of 24American Bank & Trust Company, Inc.: 88% approved of 90Independence Bank of Kentucky: 89% approved of 47German American Bank: 91% approved of 95U.S. Bank National Association: 92% approved of 51Pennymac Loan Services, LLC: 93% approved of 29Union Home Mortgage Corp.: 95% approved of 20Freedom Mortgage Corporation: 97% approved of 36South Central Bank, Inc.: 98% approved of 215First Southern National Bank: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Warren County

LenderApprovalApprovedTaken upTypical loanLoans made
1South Central Bank, Inc.98%210 / 21599%$95K207
2German American Bank91%86 / 9598%$95K84
3American Bank & Trust Company, Inc.88%79 / 9099%$225K78
4Truist Bank65%46 / 7196%$125K44
5Rocket Mortgage, LLC85%56 / 6686%$235K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 117 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Warren County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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