Lender profile · HMDA 2023–2025
1St State Financial, Ltd. mortgage approval rates & lending data
1St State Financial, Ltd. decided 318 mortgage applications and funded 279 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 170 / 189 | 99% | $135K | 169 |
| Refinance | 92% | 24 / 26 | 92% | $55K | 22 |
| Investment property purchase | 84% | 56 / 67 | 100% | $95K | 56 |
1St State Financial, Ltd. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 90% | $135K | 305 | 273 |
| Florida | 40% | $325K | 5 | 2 |
| South Carolina | 67% | $275K | 3 | 2 |
| Arizona | 0% | — | 2 | 0 |
| California | 0% | — | 1 | 0 |
| Ohio | 100% | $265K | 1 | 1 |
| Tennessee | 100% | $755K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.