Lender profile · HMDA 2023–2025
1St United Services Credit Union mortgage approval rates & lending data
1St United Services Credit Union decided 1,457 mortgage applications and funded 832 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 39% | 27 / 70 | 81% | $495K | 22 |
| Home improvement loans | 72% | 704 / 979 | 88% | $105K | 620 |
| Refinance | 63% | 131 / 208 | 78% | $205K | 102 |
| Investment refinance | 47% | 22 / 47 | 82% | $165K | 18 |
| Investment home improvement | 56% | 78 / 139 | 86% | $125K | 67 |
1St United Services Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 67% | $105K | 1,449 | 832 |
| Arizona | 0% | — | 2 | 0 |
| Florida | 0% | — | 1 | 0 |
| Missouri | 0% | — | 1 | 0 |
| Nevada | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| Oregon | 0% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.