Lender profile · HMDA 2023–2025
A+ Federal Credit Union mortgage approval rates & lending data
A+ Federal Credit Union decided 1,157 mortgage applications and funded 635 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 138 / 148 | 83% | $305K | 114 |
| Home improvement loans | 55% | 340 / 618 | 95% | $85K | 323 |
| Cash-out refinance | 55% | 123 / 225 | 91% | $245K | 112 |
| Refinance | 51% | 57 / 111 | 75% | $125K | 43 |
A+ Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 61% | $85K | 1,154 | 635 |
| Michigan | 0% | — | 1 | 0 |
| New Mexico | 0% | — | 1 | 0 |
| Washington | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.