Lender profile · HMDA 2023–2025
AAC Credit Union mortgage approval rates & lending data
AAC Credit Union decided 272 mortgage applications and funded 250 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 55 / 57 | 100% | $245K | 55 |
| Home improvement loans | 94% | 85 / 90 | 100% | $35K | 85 |
| Cash-out refinance | 87% | 99 / 114 | 100% | $65K | 99 |
AAC Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 92% | $65K | 272 | 250 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.