Lender profile · HMDA 2023–2025
Access Bank mortgage approval rates & lending data
Access Bank decided 1,318 mortgage applications and funded 1,251 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,056 / 1,084 | 99% | $245K | 1,042 |
| Cash-out refinance | 84% | 32 / 38 | 91% | $255K | 29 |
| Refinance | 92% | 59 / 64 | 98% | $265K | 58 |
| Investment property purchase | 100% | 98 / 98 | 97% | $185K | 95 |
Access Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 97% | $245K | 1,256 | 1,192 |
| Arizona | 100% | $305K | 13 | 13 |
| Florida | 85% | $665K | 13 | 10 |
| Iowa | 100% | $115K | 6 | 6 |
| Colorado | 100% | $375K | 4 | 4 |
| Virginia | 100% | $335K | 4 | 4 |
| Illinois | 100% | $345K | 3 | 3 |
| Texas | 100% | $215K | 3 | 3 |
| Kansas | 100% | $175K | 2 | 2 |
| Washington | 100% | $375K | 2 | 2 |
| Arkansas | 100% | $445K | 1 | 1 |
| California | 100% | $1.07M | 1 | 1 |
| Louisiana | 100% | $305K | 1 | 1 |
| Missouri | 100% | $395K | 1 | 1 |
| New Jersey | 100% | $605K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.