Lender profile · HMDA 2023–2025
Achieva Credit Union mortgage approval rates & lending data
Achieva Credit Union decided 3,115 mortgage applications and funded 2,210 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 387 / 458 | 98% | $305K | 380 |
| Home improvement loans | 75% | 1,669 / 2,211 | 91% | $75K | 1,514 |
| Cash-out refinance | 70% | 207 / 294 | 97% | $115K | 200 |
| Refinance | 88% | 63 / 72 | 92% | $215K | 58 |
| Investment property purchase | 86% | 49 / 57 | 96% | $335K | 47 |
Achieva Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 77% | $75K | 3,099 | 2,205 |
| Tennessee | 33% | $415K | 6 | 1 |
| Georgia | 40% | $145K | 5 | 2 |
| North Carolina | 100% | $75K | 2 | 2 |
| Arizona | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
| Virginia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.