Lender profile · HMDA 2023–2025
ACNB Bank mortgage approval rates & lending data
ACNB Bank decided 2,395 mortgage applications and funded 1,962 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 969 / 1,027 | 97% | $245K | 941 |
| Home improvement loans | 72% | 227 / 315 | 90% | $55K | 205 |
| Cash-out refinance | 88% | 57 / 65 | 98% | $165K | 56 |
| Refinance | 79% | 440 / 555 | 92% | $105K | 405 |
| Investment property purchase | 92% | 262 / 284 | 91% | $195K | 238 |
| Investment refinance | 88% | 83 / 94 | 86% | $175K | 71 |
| Investment home improvement | 87% | 41 / 47 | 93% | $105K | 38 |
ACNB Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 88% | $245K | 2,031 | 1,702 |
| Maryland | 80% | $155K | 333 | 235 |
| West Virginia | 90% | $295K | 10 | 9 |
| Virginia | 100% | $485K | 8 | 5 |
| Delaware | 100% | $555K | 4 | 4 |
| Florida | 100% | $525K | 4 | 3 |
| New Jersey | 67% | $255K | 3 | 2 |
| Arkansas | 100% | $625K | 1 | 1 |
| South Carolina | 100% | $1.50M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.