Lender profile · HMDA 2023–2025
Adams Community Bank mortgage approval rates & lending data
Adams Community Bank decided 1,319 mortgage applications and funded 1,101 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 715 / 773 | 96% | $255K | 685 |
| Home improvement loans | 81% | 104 / 128 | 100% | $45K | 104 |
| Refinance | 76% | 133 / 175 | 95% | $115K | 126 |
| Investment property purchase | 85% | 180 / 211 | 94% | $295K | 169 |
Adams Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 87% | $255K | 1,297 | 1,083 |
| New York | 92% | $275K | 13 | 11 |
| Florida | 100% | $305K | 3 | 3 |
| Maine | 50% | $405K | 2 | 1 |
| New Hampshire | 100% | $365K | 2 | 1 |
| Connecticut | 100% | $215K | 1 | 1 |
| Rhode Island | 100% | $445K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.