Lender profile · HMDA 2023–2025
Adirondack Bank mortgage approval rates & lending data
Adirondack Bank decided 613 mortgage applications and funded 497 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 321 / 342 | 94% | $185K | 303 |
| Home improvement loans | 69% | 68 / 99 | 96% | $55K | 65 |
| Refinance | 75% | 61 / 81 | 97% | $85K | 59 |
| Investment property purchase | 88% | 57 / 65 | 88% | $135K | 50 |
Adirondack Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 86% | $185K | 613 | 497 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.