Lender profile · HMDA 2023–2025
Advancial Credit Union mortgage approval rates & lending data
Advancial Credit Union decided 1,408 mortgage applications and funded 1,255 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 682 / 721 | 99% | $365K | 673 |
| Home improvement loans | 85% | 85 / 100 | 86% | $45K | 73 |
| Cash-out refinance | 90% | 128 / 142 | 99% | $395K | 127 |
| Refinance | 86% | 61 / 71 | 97% | $165K | 59 |
| Investment property purchase | 89% | 245 / 275 | 98% | $275K | 240 |
| Investment cash-out refinance | 85% | 75 / 88 | 99% | $355K | 74 |
Advancial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $365K | 341 | 300 |
| Florida | 92% | $275K | 185 | 168 |
| California | 90% | $605K | 177 | 156 |
| New York | 92% | $245K | 93 | 84 |
| Louisiana | 82% | $105K | 78 | 60 |
| New Jersey | 92% | $355K | 61 | 56 |
| Washington | 86% | $705K | 58 | 49 |
| Arizona | 97% | $345K | 32 | 31 |
| South Carolina | 90% | $135K | 30 | 26 |
| Colorado | 97% | $615K | 29 | 28 |
| Illinois | 82% | $195K | 22 | 18 |
| Pennsylvania | 95% | $245K | 20 | 19 |
| Georgia | 78% | $395K | 18 | 13 |
| North Carolina | 94% | $395K | 18 | 17 |
| Utah | 100% | $405K | 18 | 18 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.