Lender profile · HMDA 2023–2025
Air Academy Federal Credit Union mortgage approval rates & lending data
Air Academy Federal Credit Union decided 602 mortgage applications and funded 523 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 201 / 204 | 92% | $405K | 184 |
| Cash-out refinance | 89% | 301 / 338 | 97% | $105K | 291 |
Air Academy Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 92% | $105K | 543 | 471 |
| Arizona | 100% | $335K | 10 | 9 |
| Florida | 100% | $305K | 5 | 4 |
| Nevada | 100% | $335K | 5 | 4 |
| California | 100% | $305K | 4 | 4 |
| Ohio | 100% | $395K | 4 | 4 |
| Texas | 75% | $105K | 4 | 3 |
| Illinois | 100% | $295K | 3 | 3 |
| Kansas | 100% | $265K | 3 | 3 |
| North Carolina | 100% | $235K | 3 | 3 |
| Arkansas | 100% | $455K | 2 | 2 |
| Missouri | 100% | $155K | 2 | 1 |
| New Mexico | 100% | $155K | 2 | 2 |
| Tennessee | 50% | $355K | 2 | 1 |
| Georgia | 100% | $245K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.