Lender profile · HMDA 2023–2025
Alabama Credit Union mortgage approval rates & lending data
Alabama Credit Union decided 370 mortgage applications and funded 313 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 137 / 140 | 99% | $295K | 135 |
| Cash-out refinance | 78% | 74 / 95 | 99% | $205K | 73 |
| Refinance | 77% | 71 / 92 | 99% | $115K | 70 |
Alabama Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.