Lender profile · HMDA 2023–2025
Alabama One mortgage approval rates & lending data
Alabama One decided 606 mortgage applications and funded 529 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 201 / 219 | 100% | $235K | 201 |
| Cash-out refinance | 82% | 177 / 216 | 100% | $85K | 177 |
| Refinance | 82% | 50 / 61 | 100% | $135K | 50 |
| Investment property purchase | 95% | 78 / 82 | 100% | $65K | 78 |
Alabama One lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.