Lender profile · HMDA 2023–2025
All One mortgage approval rates & lending data
All One decided 1,937 mortgage applications and funded 1,524 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 75% | 262 / 350 | 99% | $285K | 260 |
| Home improvement loans | 78% | 642 / 828 | 98% | $75K | 629 |
| Cash-out refinance | 69% | 45 / 65 | 98% | $265K | 44 |
| Refinance | 88% | 583 / 663 | 97% | $115K | 568 |
All One lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 80% | $115K | 1,934 | 1,521 |
| New Hampshire | 100% | $125K | 2 | 2 |
| Rhode Island | 100% | $335K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.