Lender profile · HMDA 2023–2025
Altura mortgage approval rates & lending data
Altura decided 771 mortgage applications and funded 607 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 248 / 276 | 99% | $455K | 246 |
| Home improvement loans | 51% | 87 / 172 | 100% | $65K | 87 |
| Cash-out refinance | 84% | 136 / 161 | 99% | $265K | 135 |
| Refinance | 85% | 58 / 68 | 100% | $265K | 58 |
| Investment property purchase | 90% | 47 / 52 | 100% | $535K | 47 |
| Investment cash-out refinance | 81% | 21 / 26 | 100% | $215K | 21 |
Altura lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 79% | $295K | 750 | 589 |
| Arizona | 100% | $205K | 5 | 5 |
| Nevada | 67% | $125K | 3 | 2 |
| Tennessee | 100% | $195K | 3 | 3 |
| Texas | 100% | $155K | 3 | 3 |
| Alabama | 100% | $75K | 2 | 2 |
| South Carolina | 100% | $185K | 2 | 2 |
| Florida | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| New Mexico | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.