Lender profile · HMDA 2023–2025
Amcap Mortgage, Ltd. mortgage approval rates & lending data
Amcap Mortgage, Ltd. decided 6,766 mortgage applications and funded 6,085 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 5,463 / 6,001 | 100% | $295K | 5,448 |
| Cash-out refinance | 78% | 138 / 178 | 99% | $215K | 137 |
| Refinance | 82% | 214 / 260 | 100% | $345K | 214 |
| Investment property purchase | 87% | 214 / 245 | 100% | $195K | 213 |
| Investment cash-out refinance | 86% | 51 / 59 | 100% | $175K | 51 |
Amcap Mortgage, Ltd. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $295K | 4,969 | 4,486 |
| Florida | 87% | $435K | 443 | 387 |
| New Mexico | 92% | $185K | 278 | 257 |
| Colorado | 96% | $325K | 145 | 138 |
| Idaho | 95% | $305K | 123 | 117 |
| Oklahoma | 93% | $235K | 118 | 110 |
| Arizona | 87% | $305K | 104 | 89 |
| Washington | 81% | $385K | 89 | 72 |
| California | 85% | $545K | 74 | 62 |
| Louisiana | 83% | $195K | 58 | 48 |
| Ohio | 93% | $145K | 54 | 50 |
| Tennessee | 87% | $235K | 52 | 45 |
| Pennsylvania | 100% | $225K | 48 | 48 |
| Missouri | 88% | $175K | 34 | 30 |
| Arkansas | 78% | $175K | 23 | 18 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.