Lender profile · HMDA 2023–2025
American Airlines Federal Credit Union mortgage approval rates & lending data
American Airlines Federal Credit Union decided 8,555 mortgage applications and funded 5,498 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 2,213 / 2,471 | 85% | $335K | 1,876 |
| Home improvement loans | 63% | 2,821 / 4,493 | 96% | $85K | 2,701 |
| Cash-out refinance | 62% | 263 / 427 | 90% | $205K | 238 |
| Refinance | 72% | 375 / 521 | 93% | $115K | 350 |
| Investment property purchase | 83% | 241 / 292 | 84% | $265K | 203 |
| Investment cash-out refinance | 47% | 18 / 38 | 50% | $175K | 9 |
| Investment refinance | 44% | 14 / 32 | 86% | $145K | 12 |
| Investment home improvement | 42% | 119 / 281 | 92% | $85K | 109 |
American Airlines Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 72% | $115K | 2,840 | 1,836 |
| Florida | 70% | $85K | 1,308 | 825 |
| North Carolina | 72% | $145K | 448 | 293 |
| New York | 58% | $105K | 426 | 211 |
| Arizona | 72% | $85K | 421 | 285 |
| Illinois | 77% | $65K | 420 | 284 |
| Oklahoma | 85% | $65K | 405 | 320 |
| California | 69% | $115K | 393 | 245 |
| New Jersey | 59% | $105K | 252 | 138 |
| Massachusetts | 65% | $85K | 228 | 135 |
| Pennsylvania | 65% | $145K | 179 | 105 |
| South Carolina | 71% | $105K | 163 | 105 |
| Georgia | 64% | $165K | 109 | 61 |
| Virginia | 76% | $195K | 79 | 58 |
| Tennessee | 72% | $65K | 75 | 52 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.