Lender profile · HMDA 2023–2025
American Bank and Trust Company, National Association mortgage approval rates & lending data
American Bank and Trust Company, National Association decided 570 mortgage applications and funded 527 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 383 / 395 | 96% | $175K | 369 |
| Cash-out refinance | 96% | 26 / 27 | 100% | $165K | 26 |
| Refinance | 92% | 66 / 72 | 95% | $175K | 63 |
| Investment property purchase | 96% | 44 / 46 | 100% | $135K | 44 |
American Bank and Trust Company, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 94% | $115K | 303 | 273 |
| Iowa | 97% | $175K | 239 | 228 |
| Florida | 83% | $145K | 6 | 5 |
| Wisconsin | 100% | $205K | 6 | 6 |
| Michigan | 100% | $525K | 4 | 3 |
| Arizona | 100% | $25K | 3 | 3 |
| Ohio | 100% | $255K | 2 | 2 |
| Colorado | 100% | $625K | 1 | 1 |
| Missouri | 100% | $105K | 1 | 1 |
| Nebraska | 100% | $255K | 1 | 1 |
| New Jersey | 100% | $375K | 1 | 1 |
| Pennsylvania | 100% | $385K | 1 | 1 |
| Texas | 100% | $505K | 1 | 1 |
| Virginia | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.